Unemployment security for entrepreneurs

Membership in an unemployment fund is the only way to influence the amount of unemployment benefit. Manage your risks and join AYT.

What does your membership fee provide?


News and Updates

Membership fee 2019

7.11.2018 - 15:50

Financial Supervisory Authority has confirmed that next year our membership will be 15 % lower than it is this year. In 2019, the AYT membership fee is 2.25% of the income level amount selected as...

Read more »

Minimum annual income €12,816 in 2019

7.11.2018 - 15:45

In the year 2019, the minimum annual income used as basis for your pension insurance, that accrues the employment condition, is €12,816. For entrepreneurs contemplating membership You can join...

Read more »


If you want to calculate the AYT fund's membership fee or the amount of any allowance, you can use our calculators provided below.

You can access the AYT fund's calculators from the membership fee and entrepreneur's daily allowance links. The link for calculating requalification security allowance will take you to the website of the Federation of Unemployment Funds in Finland (TYJ).

Calculate your membership fee »

Calculate your entrepreneur daily allowance »

Calculate your requalification security allowance»



We annually publish an updated brochure available in Finnish, Swedish and English. The brochures are available here in electronic format. You may also order the material we publish either for personal or professional use free of charge.

Contact us

AYT contact information

Ratavartijankatu 2, 00520 Helsinki
Tel. 09 2535 3100
asiakaspalvelu [at] ayt.fi

All contact information »

Join AYT

Membership of the AYT fund is a sensible and affordable way to manage risks relating to the continuity of your business operations.

Membership of an unemployment fund is the only way to affect the amount of your unemployment allowance. Secure your future and join the AYT fund now or read more first about membership in the fund.